The Official WebSite of Memphis Musician David Saks - Online Since 1999
David's Mind Blowing Financial Calculator Page

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David Saks - Philatelist


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David's Mind Blowing Financial Calculator Menu:

  1. Monthly Payment
  2. Future Value
  3. Compound Annual Rate
  4. Remaining Debt
  5. Monthly Payment with Possible Tax and/or Insurance
  6. Periodic Compound Interest
  7. Compound Interest's Factors
  8. Compound Interest & Effective Rate
  9. Mortgage Payments
  10. Mortgage Payments Schedule
  11. Accelerating Mortgage Payments
  12. Future Value of an Annuity
  13. When Will Your Retirement Capital Run Out?
  14. DavidSaks.Com
  15. Your Loan's Monthly Payment
  16. Retirement Planner's Calculator
  17. Buying/Selling Stocks with Commissions

Replace the existing numerical examples with your own case-information, and then click Calculate


Monthly Payment

Number of Payments :
Interest Rate :
Principal :
Monthly Payment :

Future Value

Total invested each month :
Number of month/years to aquire sum :
Interest rate on savings (%):
Total :

Compound Annual Rate

Initial Sum :
Number of Years Invested :
Final Sum:
Compound Annual Rate (%) :

Remaining Debt

Principal ($) :
Annual Rate of Interest (%) :
Years :
Number of (monthly) Payments to Date :
Monthly Payment ($) :
Debt Remaining After Monthly Payments ($) :

Monthly Payment with Possible Tax and/or Insurance

Years :
Interest Rate :
Loan Amount :
Annual Tax :
Annual Insurance :
Monthly Principal + Interest :
Monthly Tax :
Monthly Insurance :
Total Payment :

Periodic Compound Interest

Principal :
Interest Rate :
Period :
days weeks years
Calculated :
Result :

Compound Interest's Factors

Provide numerical values for 3 cells to get the 4th one.

Present Value :
Future Value :
Term :
Periodic Rate :
Result for Empty Cell :

Compound Interest & Effective Rate

Principal ($) :
Annual Interest Rate (%) :
No. of periods per year :
Years :
Amount ($) :
Effective Annual Rate ($) :

Mortgage Payments

Principal ($) :
Annual Interest Rate (%) :
Years :
K = No. of Payments :
Monthly Payment ($) :
Debt after K Payments ($) :

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DavidSaks.Com

Accelerating Mortgage Payments

Principal ($) :
Annual Interest Rate (%) :
Monthly Payment ($) :
No. of Payments :

Future Value of an Annuity

Amount of Periodic Payment ($) :
Interest Rate per Period (%) :
Number of Payments :
Future Value of Annuity ($) :

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When Will Your Money Run Out?

Capital ($C):
Annual Expense ($E) :
Interest Rate(i) :
Inflation Rate (j) :
Years (n) :

What Should Be the Present Value of a Bond You Need?

Number of Year to Maturity (N):
Interest Rate ($i) :
The Dividend ($D) :
The Face-value in N years ($F) :
Value of the Bond You Need($V) :

Your Loan's Monthly Payment

Years:
Interest:
Loan Amount:
Annual Tax:
Annual Insurance:
Payment:
Tax:
Insurance:
Total Payment:

Retirement Planner's Calculator

Pre-Retirement Factors
Accumulated Principal $
Annual Addition $
Years to Build    
Growth Rate Percentage     %
During Retirement Factors
Years for Payouts    
Growth Rate Percentage     %
Annual Retirement Income $

Buying/Selling Stocks with Commissions

Shares:
Purchase Price:
Sell Price:
Buy commission:
Sell Commission:
Purchased For:
Sold For:
Result:

Home Of The Memphis Stamp Club

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ClickTo Visit
Membership Is Free
Meeting Saturday Night 7 PM Central Time
The Memphis Stamp Club is not affiliated with
the Memphis Stamp Collectors Society
 

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"Time has flown and hasn't landed yet."
 

 What does this mean ?
 
 Time Flies But Hasn't Landed Yet

When David Saks says, "Time has flown, but it hasn't landed yet,"

it suggests that while time has passed quickly, the impact or consequences

of that passage are not yet fully realized or felt.

It's a poetic way of expressing a sense of movement and change without a definitive conclusion or outcome.

Imagine a bird flying swiftly through the air—it covers a lot of distance, but until it lands, the journey isn't complete.

Similarly, our experiences and events in life might rush by, but their full meaning or effects might not settle in until later.

It's a thought-provoking way to describe the fluid and often unpredictable nature of time and life.

Today is

Freedom From Hunger

"Our planet is our family table.

Let's sit together and break bread instead of bones."

David Saks

 Steinway & Sons

eMail David


  

Please Note

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DavidSaks.Com has no influence on the content of external internet pages. This site has been online for nearly three decades and has never experienced a shutdown. Nor has it it ever been compromised or violated by any cyber threat, If you see a prompt stating that this site is unsafe ignore it As websites of today require SSL/TLS (Secure Socket Layer & Transport Layer Security) services DavidSaks.Com did not many years ago. There was no such thing as HTTPS:// when this site originated. Ask DavidSaks.Com's host Register.Com. This is a legacy site and has been hosted by Register.Com for nearly three decades. Register.Com has taken very good care of my website for many years. Register.Com is truly one of the greatest, most extraordinary, hosting services in the world. I'm very grateful to host with Register.Com, a trusted old friend, and part of my family now. Thank you for visiting my home on the internet. Any responsibility for the contents of external websites - even if these websites were reached via a link on this homepage or any other page belonging to DavidSaks.Com - is therefore generally rejected.

"Thank you for visiting and believing in me."
David

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