The Official WebSite of David Saks
David's Mind Blowing Financial Calculator Page

Translated In 100+ Languages

David Saks - Philatelist


Return to DavidSaks.Com

David's Mind Blowing Financial Calculator Menu:

  1. Monthly Payment
  2. Future Value
  3. Compound Annual Rate
  4. Remaining Debt
  5. Monthly Payment with Possible Tax and/or Insurance
  6. Periodic Compound Interest
  7. Compound Interest's Factors
  8. Compound Interest & Effective Rate
  9. Mortgage Payments
  10. Mortgage Payments Schedule
  11. Accelerating Mortgage Payments
  12. Future Value of an Annuity
  13. When Will Your Retirement Capital Run Out?
  14. DavidSaks.Com
  15. Your Loan's Monthly Payment
  16. Retirement Planner's Calculator
  17. Buying/Selling Stocks with Commissions

Replace the existing numerical examples with your own case-information, and then click Calculate


Monthly Payment

Number of Payments :
Interest Rate :
Principal :
Monthly Payment :

Future Value

Total invested each month :
Number of month/years to aquire sum :
Interest rate on savings (%):
Total :

Compound Annual Rate

Initial Sum :
Number of Years Invested :
Final Sum:
Compound Annual Rate (%) :

Remaining Debt

Principal ($) :
Annual Rate of Interest (%) :
Years :
Number of (monthly) Payments to Date :
Monthly Payment ($) :
Debt Remaining After Monthly Payments ($) :

Monthly Payment with Possible Tax and/or Insurance

Years :
Interest Rate :
Loan Amount :
Annual Tax :
Annual Insurance :
Monthly Principal + Interest :
Monthly Tax :
Monthly Insurance :
Total Payment :

Periodic Compound Interest

Principal :
Interest Rate :
Period :
days weeks years
Calculated :
Result :

Compound Interest's Factors

Provide numerical values for 3 cells to get the 4th one.

Present Value :
Future Value :
Term :
Periodic Rate :
Result for Empty Cell :

Compound Interest & Effective Rate

Principal ($) :
Annual Interest Rate (%) :
No. of periods per year :
Years :
Amount ($) :
Effective Annual Rate ($) :

Mortgage Payments

Principal ($) :
Annual Interest Rate (%) :
Years :
K = No. of Payments :
Monthly Payment ($) :
Debt after K Payments ($) :

Visit
DavidSaks.Com

Accelerating Mortgage Payments

Principal ($) :
Annual Interest Rate (%) :
Monthly Payment ($) :
No. of Payments :

Future Value of an Annuity

Amount of Periodic Payment ($) :
Interest Rate per Period (%) :
Number of Payments :
Future Value of Annuity ($) :

Visit
DavidSaks.Com

When Will Your Money Run Out?

Capital ($C):
Annual Expense ($E) :
Interest Rate(i) :
Inflation Rate (j) :
Years (n) :

What Should Be the Present Value of a Bond You Need?

Number of Year to Maturity (N):
Interest Rate ($i) :
The Dividend ($D) :
The Face-value in N years ($F) :
Value of the Bond You Need($V) :

Your Loan's Monthly Payment

Years:
Interest:
Loan Amount:
Annual Tax:
Annual Insurance:
Payment:
Tax:
Insurance:
Total Payment:

Retirement Planner's Calculator

Pre-Retirement Factors
Accumulated Principal $
Annual Addition $
Years to Build    
Growth Rate Percentage     %
During Retirement Factors
Years for Payouts    
Growth Rate Percentage     %
Annual Retirement Income $

Buying/Selling Stocks with Commissions

Shares:
Purchase Price:
Sell Price:
Buy commission:
Sell Commission:
Purchased For:
Sold For:
Result:

osom3frame.jpg
 
"To be anything less than loved is unacceptable."
 
David Saks and the Steinway Piano
 
"Time has flown and hasn't landed yet."
 

 What does this mean ?
 
 Time Flies But Hasn't Landed Yet

When David Saks says, "Time has flown, but it hasn't landed yet,"

it suggests that while time has passed quickly, the impact or consequences

of that passage are not yet fully realized or felt.

It's a poetic way of expressing a sense of movement and change without a definitive conclusion or outcome.

Imagine a bird flying swiftly through the air—it covers a lot of distance, but until it lands, the journey isn't complete.

Similarly, our experiences and events in life might rush by, but their full meaning or effects might not settle in until later.

It's a thought-provoking way to describe the fluid and often unpredictable nature of time and life.

Today is

eMail David


  

Please Note

DavidSaks.Com is a legacy website originated in 1999.

This website is safe. Https: SSL is not required.
This site, including it's domain, is secured by https://Register.Com.

DavidSaks.Com is hereby expressly distanced from all content found on pages over whose content that DavidSaks.Com cannot exert any influence, but to which reference is made and/or linked from any DavidSaks.Com page and does not adopt such content as that of DavidSaks.Com.

DavidSaks.Com has no influence on the content of external internet pages. Any responsibility for the contents of external websites - even if these websites were reached via a link on this homepage or any other page belonging to DavidSaks.Com - is therefore generally rejected.

"Thank you for visiting and believing in me."
David

© 2025 David Saks & DavidSaks.Com All Rights Reserved